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Mr. Hufford serves as the Bank's Senior Vice President and Chief Loan Officer. Mr. Hufford has over 30 years of experience in banking and lending. For eight of those years, he served as Senior Vice President of Lending for Milton Federal Savings Bank, West Milton, Ohio, where he underwrote primarily residential mortgage loans, construction loans and commercial real estate loans. Mr. Hufford originated over $150 million in mortgage loans at Milton Federal from 1990 to 1999. He supervised all lending activities, participated in loan committee meetings, was the Community Reinvestment Officer, and established special lending programs. During his career, he has been a vice president of commercial lending, a vice president business service officer, a branch manager and a vice president of mortgage lending. Mr. Hufford attended Wright State University and Bowling Green State University. He is a graduate of the Ohio Savings and Loan League Academy at Ohio University. | 