Michael A. Smith Chief Software Architect As Chief Software Architect, Mr. Smith led the design and development of the LookAhead software product which packages Dual-time Dynamics analysis and forecasting methodology into a desktop software solution. Mr. Smith has a lead role working with client institutions that are at the forefront of retail lending worldwide. He has led numerous courses in portfolio analysis and forecasting around the world. Mr. Smith's extensive experience modeling biological and physical systems in both academic and corporate settings includes three years at Arizona State University developing models of the human auditory system. He also spent several years consulting to Motorola on the development of distributed intelligence systems for command and control of military operations, contributing to Motorola's core development effort to create a self-forming, distributed software architecture that is both platform and protocol independent. This group received the highest (level 5) certification of software process from the Software Engineering Institute. Later, as a Scientist in the Investment Analytics Group at CASA, the Center for Adaptive Systems Applications, Mr. Smith defined the architecture and implementation of the modeling engine in CASA's Advanced Crisis Simulator (ACS). The ACS is a Java-based consumer bank 'flight simulator' used by a major international bank to train senior managers in the management of economic crises in emerging market economies. Mr. Smith interfaced with senior managers at leading financial institutions to ensure that the ACS models accurately reflected management's experiences in crisis management. Mr. Smith received his BS in Computer Science from Colorado State University in 1989.