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Dr. McBrady has served as a director of the Company since January 2001. From August 1998 though July 1999, Dr. McBrady served as a member of the staff of President Clinton's Council of Economic Advisers. In December 1997, Dr. McBrady began working as a financial and analytical consultant for Avenue A, Inc., an internet marketing company, and served as its vice president of analytics from June 1999 through October 1999. Dr. McBrady taught corporate finance courses at the University of Southern California during the summer terms of 1997 and 1998, at Harvard University from September 1996 through May 1997, at Harvard Business School during the spring term of 1998. He currently teaches Advanced Corporate Finance at the Wharton School, University of Pennsylvania, and will join the finance faculty of the University of Virginia’s Darden School of Business in the fall of 2003. Dr. McBrady holds a B.A. degree in Economics from Harvard University, an M.S. degree in International Economics from Oxford University, and a Ph.D. degree in Business Economics from Harvard University. | 