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Mark Betz is a seasoned technologist who has led application development efforts in online banking, financial management, and other fields. Prior to joining Quoin, he was cofounder of Incurrent, an online service provider for several Fortune 40 banks. Mark was the architect and lead engineer of the Conductor online banking platform, a patented and award-winning distributed banking platform that supported account management tools for more than 150 community and regional banking organizations. Mark focuses on the essential elements of software engineering - engaging stakeholders, capturing requirements, defining a system architecture, and implementing robust systems. Mark is a published author with more than twenty articles to date in national software and business journals, as well as an experienced speaker and educator. When not engaged in building software, he is a proud and busy father of three girls. | 