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MARK A. HAFNER, PRESIDENT and CEO, joined Celtic Capital in 1985 serving as Office Manager and CFO prior to taking his current position in 1995. With a BA in Economics from the University of California, Santa Barbara, Mr. Hafner began his career as an Auditor with Security Pacific Business Credit. Mr. Hafner is an active member of the Commercial Finance Association (National) and has served as Chairperson of the Convention Program Committee (2001); Chairperson of the Membership Committee (2002); Chairperson of the Entrepreneurial Finance and Factoring Committee (2003-2004); a member of the Nominating Committee (2002 and 2004) as well as being a Director (since 2000) and a member of the Executive Committee (2002-2004). Currently, Mr. Hafner serves as Vice President of the organization. He is also an active member of the Commercial Finance Conference of California, Inc. and has served as Secretary/Treasurer (1997-2000); President (2001-2002); and Chairman (2002-2003). | 