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Ms. Richter, 51, founded her own consulting firm, MCHR Consulting, in 2005. Previously, she was with Morgan Stanley for nine years, most recently as Managing Director and head of the Corporate Finance Retail Group, with responsibility for large retailing clients of the firm. Earlier, she headed a portion of the firm's banking business in Latin America, and also played a key role in building its independent power and structured finance businesses. Before joining Morgan Stanley, she was with Salomon Brothers for one year and Prudential Insurance Company of America for seven years. Ms. Richter began her career as an attorney with Dewey Ballantine. She earned her B.A. degree from Cornell University and her law degree from Georgetown University. Ms. Richter also serves on the board of National Grid plc and on the Private Equity Advisory Board of Republic Financial Corporation. | 