Prior to joining Modern Bank, Mr. Goverman served in senior roles at HSBC Bank USA, N.A. for over 12 years. At HSBC he was responsible for the bank's relationships with key high net worth clients, including real estate owners/developers, private equity investors, venture capitalists, and capital markets participants. From 1990 to 1993, Mr. Goverman held a similar position with the Citibank Private Bank. Prior to his Private Banking assignments, Mr. Goverman was involved in several commercial/transactional-lending environments involved in asset based lending, including corporate asset funding (asset-acceleration strategies for the largest multi-national corporations, Vendor Financing, and Dealer Floor Planning). |