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Leon is the founder of ESP and has more than twenty years in experience in market research, covering many areas of financial services and technology markets. Leon’s primary research efforts include analysis and forecasting to measure and project the impact of emerging technologies on the use of traditional banking and payment systems and services. This effort includes technological development as well as the marketing and market acceptance aspects of emerging technologies such as E-commerce, image technology, electronic cash displacement systems, electronic check displacement/supplement systems, online banking, and electronic bill payment systems. Prior to starting ESP, Leon held senior consulting positions with PSI Global, Mentis Corporation, and TransData Corporation. Leon received his BS degree from the University of Maryland. | 