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Mr. Clinton was appointed president and chief executive officer of the Company effective January 1 2004 and became a director of the Company in August 2004. Since June 2002 Mr. Clinton has served as president of American Physicians the Company's largest subsidiary. Prior to this he served as executive vice president and chief operating officer of the Company from October 2001 to June 2002. Prior to joining the Company in September 2001 Mr. Clinton was president chief executive officer and a director of MEEMIC Holdings Inc. a publicly traded property and casualty insurance holding company and a subsidiary of ProNational Insurance Company and Professionals Group Inc. from 1997 until July 2001. Mr. Clinton was chief financial officer at ProNational Insurance Company from 1990 to 1997. Mr. Clinton is a Fellow of the Casualty Actuarial Society. | 