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Keith Cargill has served as an Executive Vice President and Chief Lending Officer of our Bank since its inception in December 1998. Mr. Cargill has more than 20 years of banking experience. He began his banking career at Texas American Bank in 1977 where he was the manager of the national corporate lending division of the flagship bank in Fort Worth. In 1985 Mr. Cargill became President and Chief Executive Officer of Texas American Bank/Riverside Ft. Worth. In 1989 Mr. Cargill joined NorthPark National Bank as an Executive Vice President and Chief Lending Officer. When NorthPark was acquired by Comerica Bank in 1993 Mr. Cargill joined Comerica as Senior Vice President and middle market banking manager. | 