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Keith B. Stein (age 49) has been a special purpose director of the Company since September 1996. Mr. Stein is currently associated with Carlton Advisory Services as the Managing Director and President of Carlton Strategic Ventures, the real estate investment banking firm's acquisition and investment group. Mr. Stein was a Managing Director of Kimco Realty Corporation (NYSE: KIM), specializing in investments in real estate and related securities. Mr. Stein is the Chairman, Chief Executive Officer, and a director of National Auto Receivables Liquidation, Inc., a position he has held since 1998. From October 1994 to May 1998, Mr. Stein was Managing Director of several privately held investment and financial advisory firms specializing in real estate and specialty finance companies. From March 1993 to September 1994, he served as Senior Vice President, Secretary and General Counsel of WestPoint Stevens, Inc., a textile company, after having served the same company from October 1992 to February 1993 in the capacity of Acting General Counsel and Secretary. From 1989 to February 1993, Mr. Stein was associated with the law firm of Weil, Gotshal & Manges LLP. | 