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Karen joined Employers Direct in 2006 and has over 35 years of experience in workers'compensation underwriting and premium audit. Previously, she was Vice President of Workers' Compensation for ARM of California/Contractors First for five years, where she was responsible for the workers' comp underwriting and premium audit departments. She also co-owned Gryphon Insurance Services for two years and worked as Vice President of Underwriting. Other prior employers were Superior National Insurance Group (Business Insurance Group), Cypress Insurance, Fremont Indemnity, Zenith Insurance, and Mission Insurance. Karen has a close relationship with the WCIRB, having served on the Classification & Rating Committee for many years, and is an expert on Experience Rating and Classifications. Karen is a licensed Property and Casualty Agent. | 