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Prior to joining the board of directors of FNSTAR, Judy served as the Chief International Officer for the E*TRADE Financial Group until March of 2001. During her five year tenure at E*TRADE, she created a global network of financial services in Denmark, Korea, Japan, the United Kingdom, Sweden, Germany, Australia, New Zealand and Canada. Judy also served on the public boards of E*TRADE Japan and E*TRADE Australia. As Chief International Officer, Judy also spearheaded the creation of the first truly global cross-border trading network for online investors, and was the driving force behind the acquisition of TIR Holdings, an international leader in global multi-currency securities execution and settlement. Prior to her chief officer role, Judy served as E*TRADE's senior vice president, global marketing and strategic business development. Before joining E*TRADE, Judy was senior vice president and corporate director or marketing for National Processing, Inc., consultants in transaction processing, and has held various senior executive positions with DHL, Federal Express and CME-KHBB, a global advertising arm of the original Saatchi & Saatchi Group. Judy received a Bachelor of Arts degree in Journalism for the University of Wisconsin, and a Masters of Business Administration degree in International Business from the Monterey Institute of International Studies, in Monterey, California. | 