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In January 2007, Mr. Gómez-Cuétara was appointed by our Board to fill the vacancy left by the resignation of Jorge Calderón Drowett in August 2006 and to serve on the Board of Eurobank. Mr. Gómez-Cuétara previously served as a Class B Director of EuroBancshares from January 2004 to May 2006. Mr. Gómez-Cuétara is currently the Chief Financial Officer of Risi, S.A., a Spanish company involved in the manufacture and processing of snack foods, and he has served in that capacity since 2003. Prior to joining Risi, he was an auditor with PricewaterhouseCoopers in Madrid, Spain from 2001 to 2003. Mr. Gómez-Cuétara received his degree in business administration from the Universidad CEU San Pablo in Madrid, Spain in 2001. | 