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Joe chairs the Investment Committee and is responsible for the oversight of all investment programs at First Financial Trust. He is a member of the Company's board of directors. Joe has applied his expertise in equity and fixed income portfolio management to accounts at FFT since 1996. He has more than 30 years of investment experience, including over 20 years at the former Safety Fund National Bank, where he served as Senior Vice President and Senior Trust Investment Officer. Joe is a graduate of the University of Notre Dame. He is currently on the board of directors for several area companies. He also serves as an officer for a number of non-profit organizations, including as a director for the North Central Massachusetts Community Foundation, Fitchburg Mutual Insurance Company and the Diocese of Worcester. | 