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John Devine has practiced law for over 18 years concentrating in public finance matters. He has represented a number of issuers in connection with the offering and sale of bonds and has considerable experience with securities law and disclosure questions, public offerings of general obligation bonds and private activity bonds, 501(c)(3) bonds, variable rate demand obligations and taxable bonds. Mr. Devine also regularly serves as bond counsel and as counsel to providers of credit enhancement, borrowers, underwriters and bond trustees. In addition to his public finance practice, Mr. Devine has considerable experience in conventional real estate finance representing on a regular basis regional and national financial institutions. Practice Areas: Banking & Finance Public Finance Real Estate Transactions, Land Use & Development Real Estate Financing Bar Admissions/Court Admissions:District of Columbia Maryland Education:University of Maryland School of Law, J.D. 1987, with Honors. The Catholic University of America, M.A. 1984, Cum Laude. Haverford College, B.A. 1978. Affiliations, Associations and Special Achievements: Maryland State Bar Association National Association of Bond Lawyers Publications: Maryland Commercial Financing Forms with Practice Commentary, Charlottesville, Virginia; Michie (1995). Speaking Engagements: Conference on Capital Financing for Independent Private Schools, Annapolis, Maryland (June 2004 and June 2005). | 