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Joel Brown is a principal in the firm's Commercial Finance Group. His practice focuses on the representation of banks and non-bank finance companies engaged principally in middle market lending operations. He has extensive experience in structuring, documenting and negotiating both cash-flow and asset-based financing, as well as broad exposure to senior, mezzanine and hybrid lending products. Mr. Brown handles mergers and acquisition financings, recapitalization financings, refinancings, and other complex financial arrangements requiring institutional debt. He has been engaged to "trouble spot" deal structures and documentation, particularly in co-lend arrangements, as well as to lead multi-bank/multi-borrower facilities. Mr. Brown has experience handling inter-creditor and subordination arrangements and agreements, loan workouts, loan restructurings, and ongoing file maintenance, including routine amendments, waivers and consents. Additionally, he represents lenders in international, multi-jurisdictional and multi-currency facilities. Mr. Brown has both written and lectured on a wide variety of finance-related legal topics, including Revised Article 9 of the Uniform Commercial Code. He wrote "Perfection and Priority of Security Interests In Goods Held By Third-Party Bailees," which was published in the February 2002 edition of The Banking Law Journal. He co-authored with principal attorney Randall L. Klein an article that appeared in the July/August 2002 issue of The Secured Lender, titled "Capital Call Agreements As Credit Enhancements." He is also the co-author of "Intercreditor Negotiations and the Term B Lender: A Framework For Analysis," that was published in the July/August issue of The Secured Lender, and the author of Deconstructing DACA: An Analysis of the Model Deposit Account Control Agreement, that was published in the September/October 2006 issue of the Commercial Lending Review. | 