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Joan H. Dillard CMA is our Senior Vice President and Chief Financial Officer. In April 2003 Ms. Dillard began working for American International Company Limited a subsidiary of AIG and began providing accounting services to us pursuant to a former administrative services contract with American International Company Limited. Through that contract Ms. Dillard served as our Vice President and Chief Accounting Officer until November 30 2005. As of December 1 2005 Ms. Dillard became an employee of our company. From August 2001 until December 2002 Ms. Dillard served as the Chief Financial Officer of Worldinsure Ltd. an insurance technology provider. From May 2000 until April 2001 Ms. Dillard served as the Chief Operating Officer and Chief Financial Officer of CICcorp Inc. a medical equipment service provider. From March 1998 until May 2000 Ms. Dillard served as the Chief Financial Officer of ESG Re Limited based in Hamburg Germany and from 1993 until 1998 Ms. Dillard worked for TIG Holdings Inc. and served as the Chief Financial Officer of TIG Retail Insurance and later as the Senior Vice President of Alternative Distribution. Prior to that Ms. Dillard served in various senior financial positions at both USF&G Corporation and American General Corporation. | 