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Janet M. Rubenstein - Principal, Practice Manager, Senior Benefits Consultant CEBS Professional designations Certified Employee Benefit Specialist Current responsibility Janet is a principal and senior benefits consultant with the Seattle office of Milliman. She joined the firm in 1982. Janet assists clients with the design, implementation, and administration of employee retirement plans. Janet also leads and manages the defined contribution practice and was instrumental in the development of Milliman's defined contribution service package, which includes unlimited investment flexibility and state-of-the-art technology. She is a member of the firm's Pension Steering Committee and the Defined Contribution Strategic Planning Group.Experience Janet's consulting experience is concentrated in the design and implementation of complex defined contribution retirement programs. She works with clients to develop retirement plans that offer competitive benefits and streamlined operations. Her 20 plus years of experience in the defined contribution plan arena also allows her to address complicated benefit issues and provide solutions that meet regulatory requirements. Janet works with clients to correct operational plan defects and develop procedures to avoid future issues. Janet has significant experience in the conversion of plans from traditional balance forward recordkeeping to daily valuations. In addition, she and her staff have developed a conversion program that allows for a well-managed recordkeeping transition, which can limit the length of the "quiet period." Affiliations Member, International Foundation of Employee Benefit Plans Member, Western Pension Conference Education Augsburg College, Minneapolis Certified Employee Benefit Specialist (CEBS), International Foundation of Employee Benefit Plans and the Wharton School, University of Pennsylvania. | 