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James R. Gober was elected our Chief Executive Officer and President and a director in November 2002. In December 2003, Mr. Gober was elected Chairman of our Board of Directors. Mr. Gober had served in various capacities in our companies since 1978, including Director and President of Infinity Insurance Company and subsidiaries, and as Director, President and Chief Executive Officer of each of the companies comprising the NSA Group. Since 1991, Mr. Gober had been the principal operating officer for some or all of the companies within the NSA Group. | 