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Mr. Simons is Executive Vice President and Chief Credit Officer of the Company. Prior to joining the Company in March 2007 Mr. Simons spent 12 years with U.S. Bancorp in Minnesota most recently as SVP Senior Credit Officer which duties included being the approval point for several of the bank’s commercial lines of business and responsibility for all aspects of credit for the bank’s multi-billion dollar commercial real estate portfolio and real estate subsidiaries. Prior to U.S. Bancorp Mr. Simons served in various credit and lending positions at several community banks. | 