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Howard I. Atkins is executive vice president and chief financial officer of Wells Fargo & Company in San Francisco, California. Prior to joining Wells Fargo in 2001, he was Executive Vice President and Chief Financial Officer of New York Life Insurance Company in New York, New York from 1996 to 2001. He also served as Executive Vice President and Chief Financial Officer of New Jersey-based Midatlantic National Bank from 1991 to 1996. Mr. Atkins joined the former Chase Manhattan Bank in 1974 and was, successively, in asset/liability management, U.S. capital markets/derivatives, head of Capital Markets for Europe, the Middle East and Africa, and head of the Bank's worldwide derivatives trading business. He was Chase Manhattan Bank's treasurer from 1988 until 1991 when he became chief financial officer of Midlantic Corporation. Our board appointed him as a director in April 2004, pursuant to our Bylaws. | 