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Guy Vaadia, is the Chief Executive Officer of FIBI Holdings Ltd., FIBI Investment House Ltd. and FIBI Investment House A (1998) Ltd. Prior to becoming the Chief Executive Officer in February 2005, Mr. Vaadia served as Chief Business Credit Officer at Bank Ha'Mizrahi from 1995. Mr. Vaadia serves as a director of FIBI Investment House Ltd., FIBI Investment House A (1998) Ltd., Elran (D.D.) Infrastructures Ltd., CRH (Israel) Ltd., InterGamma Investment Ltd., First International Underwriting and Investments Ltd., FIBI Capital Markets Ltd., Manof Offering Company Ltd., Shamir Optical Industry Ltd. and FIBI-On Ltd. Mr. Vaadia received B.Sc and M.S.C. degrees in Economics, Agriculture and Management from the Hebrew University in Jerusalem, and an M.B.A. degree from INSEAD at Fontainebleau. | 