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Mr. Ford has been the Chairman of the Board of Directors and a director of the Company since its formation in August 1996 and was the Company's Chief Executive Officer until July 2002. Mr. Ford is also a director of Americredit Corp. Freeport-McMoRan Copper & Gold Inc. and McMoRan Exploration Co. He serves as Chairman of the Board of Trustees of Southern Methodist University (S.M.U.) and as a trustee of Southwestern Medical Foundation. Additionally he was the Chairman of the Board Chief Executive Officer and a director of Golden State Bancorp Inc. a holding company whose primary asset was its indirect ownership of California Federal Bank from September 1998 until it was sold in November 2002. Mr. Ford received his B.A. degree from S.M.U. in 1966 and his J.D. degree from S.M.U. Dedman School of Law in 1969. In 1995 he was named a Distinguished Alumni of S.M.U. | 