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Gary V. Norkaitis serves as Treasurer and Chief Financial Officer and joined the Company in February of 2002. He was previously resident regional vice president of Citibank, in charge of all United States Virgin Islands operations. Before that he was employed by Globalvest Management Co. on St. Thomas, and earlier, in New York, by Westdeutsche Landesbank Girozentrale, First United Equities Corp., Coopers & Lybrand, Prudential Securities, PaineWebber Inc., Deutsche Bank Capital Corp., and Chase Manhattan Capital Markets Corp. A CPA, as well as licenses in the life and health insurance fields, Norkaitis received his BS/BA from the University of Denver, and his MBA from NYU’s Stern School of Business. | 