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Edward S. Civera is a business executive with over 30 years of experience in operations accounting and finance. He is currently the Chairman of the Board at HealthExtras Inc. a pharmacy benefit management company and a member of the board of directors of MedStar Health a non-profit healthcare organization and a member of the board of directors of The Mills Corporatin a developer owner and manager of a portfolio of retail destinations. From 1997 to 2001 Mr. Civera was the Chief Operating Officer and Co-Chief Executive Officer of United Payors & United Providers Inc. Prior to that Mr. Civera spent 25 years with Coopers & Lybrand (now PricewaterhouseCoopers LLP) the last 15 years as both a partner and managing partner focused on financial advisory and auditing services. Civera's term as director will expire in 2007. | 