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Mr. Nichols, age 49, has served as a director of ours since July 1996. Mr. Nichols received his license in Pennsylvania as a certified public accountant in 1980; however, his license is not current at this time. Mr. Nichols is the founder, President and principal stockholder of First London Securities Corporation, a securities broker-dealer specializing in equity trading and investment banking. From 1989 to 1991, Mr. Nichols was a Vice President with the Dallas, Texas office of Smith Barney and from 1986 to 1989 was a broker with the Dallas branch of Shearson Lehman Brothers. Mr. Nichols has been a board member of Armanino Foods of Distinction, Inc., a NASDAQ company, since June of 2001. Mr. Nichols is also a director of the Dallas-based, McKinney Avenue Transit Authority since January 2003. Mr. Nichols is currently a member of the National Railway Historical Society. Mr. Nichols received a B.A. degree from Allegheny College in 1974. Mr. Nichols is a member of the Audit Committee and Corporate Governance and Nominating Committee.
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