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Charles Kaempffer has been a director of the Company since July 2004. He is also a director of the Bank. Previously, he served as a director and vice chairman of Community Bank of New Jersey. Mr. Kaempffer graduated from Monmouth University. Mr. Kaempffer is the president of Juniper Plaza Associates and Windsor Industrial Park, Real estate Management companies with holdings in Central New Jersey. Additionally, he is an officer, director and managing partner of several other corporations and partnerships involved in the real estate industry. Between 1969 and 2004, Mr. Kaempffer had been a director of United Mobile Homes, Monmouth Capital Corp., and Monmouth Real Estate Investment Corp. He now serves as director emeritus of these real estate investment trusts. He was previously a director and chairman of Colonial State Bank, which was sold to Sovereign Bank. Mr. Kaempffer has served in various capacities during a long and distinguished tenure on the Board of Directors for the Western Monmouth YMCA and CentraState Medical Center. In addition to being a member and a Paul Harris Fellow of the Freehold Rotary Club, he is also the recipient of Distinguished Service Awards presented by the Jaycees and the YMCA, as well as awards in Accounting and for real estate development. | 