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Charles R. Rinehart joined our Board of Directors in March 2007. Mr. Rinehart is the former President and Chief Executive Officer of H.F. Ahmanson and Home Savings of America, formerly a savings and loan association, serving as President and Chief Operating Officer of both entities from 1989 to 1993. Before joining H.F. Ahmanson and Home Savings of America, he was President and Chief Operating Officer of AVCO Financial Services in 1983, becoming its President and Chief Executive Officer in 1985. Before joining AVCO, Mr. Rinehart was Executive Vice President of Fireman's Fund Insurance Company. He is also a director of VeriFone, Inc., a company that automates transactions among consumers, merchants and financial institutions. | 