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Mr. Webb was appointed to the Board of Directors of the Company in October 2003. From 1994 to 2002, Mr. Webb served as president and chief operating officer and director of Golden State Bancorp, Inc., and its wholly owned subsidiary California Federal Bank, one of the nation’s largest thrift banks before merging with Citigroup Inc. in 2002. Prior to working at Golden State Bancorp and California Federal Bank, he was employed by First Madison Bank as president and chief executive officer. Mr. Webb currently serves as a director of Affordable Residential Communities, Inc., and M&F Worldwide Corp. | 