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Carl B. Webb has served as a director of the Company since January 2007. Mr. Webb has served as the interim President of Triad Financial Corporation since August 2005, and as a consultant to Hunter’s Glen Ford, Ltd., an investment partnership, since November 2002. Previously, Mr. Webb was the President, Chief Operating Officer and director of Golden State Bancorp Inc. and its subsidiary, California Federal Bank, FSB, from September 1994 to November 2002. Prior to his affiliation with California Federal Bank, FSB, Mr. Webb was the President and CEO of First Madison Bank, FSB (from 1993 to 1994) and First Gibraltar Bank, FSB (from 1988 to 1993), as well as President and Director of First National Bank at Lubbock (from 1983 to 1988). Mr. Webb is a director of Triad Financial Corporation, Plum Creek Timber Company, Inc. and Affordable Residential Communities. Mr. Webb’s term as a director of the Company expires in 2009. He is a member of the Audit Committee. | 