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Mr. Holwerda was elected a director of Peoples Federal and the Company in 1998. Mr. Holwerda was co-owner of Ambassador Steel Corporation, Auburn, Indiana, and served as Vice President and Chief Operating Officer, positions he held from 1990 to 2003. In 2003, he sold his co-ownership and is serving as consultant to Ambassador Steel. In addition to his consulting services, Mr. Holwerda has other real estate investments and is an owner of four companies. Mr. Holwerda also serves as a director of Peoples Financial. | 