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Brian Hall retired as a director of Johnson & Higgins, and chairman of Johnson & Higgins (Bermuda) Limited in July 1997, where he had been responsible for J&H's Global Captive Management operation. Mr. Hall began his career in the Bermuda insurance industry when he joined American International Group in 1958. He moved to International Risk Management Ltd. in 1964. In 1969, he founded Inter-Ocean Management Ltd., which entered into an association with Johnson & Higgins in 1970. Inter-Ocean was acquired by Johnson & Higgins in 1979, and Mr. Hall was appointed president of Johnson & Higgins (Bermuda) Ltd., and became a director of Johnson & Higgins in 1989. After his retirement in 1997, Mr. Hall re-established Inter-Ocean Management Ltd. Mr. Hall is also on the board of of RenaissanceRe Holdings Ltd., serving as chairman of the Audit Committee. | 